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Fees and Charges

PERSONAL ACCOUNTS

Savings or other Accounts Fees/Charge- E
Opening Fee 0
Monthly Account Fee 47.40
Monthly Bank Statement(Per page) 32.00
Balance Enquiry( OTC) 9
Cheque Deposit 33.75
Cash Deposit 0
Cheque Encashment Below 5,000.00-1.89% Min 32.00.
Above 5,000.00-2.52% Min 134.60
Activation of Dormant Account 0
Stop Payment 78.70
Closing of Account 0
First Withdrawal on investment accounts(Within a month) 0
Subsequent Withdrawal penalty on investment accounts 100.00
Loans- Administration Fees Fees/Charge- E
Short Term Loans ( Educational Loans) 12 Months 1362.00 per Annum
Personal Loans 1362.00 per Annum
Mortgages 1362.00 per Annum
Vehicles 1362.00 per Annum
ATM Charges Fees/Charge- E
Withdrawal (Own ATM) 10-500 6.75 per transaction
501-1,000 13.50 per transaction
Above 1,000 25.85 per transaction
Above 2,000 30.35 per transaction
Withdrawal (Interbank Transaction on ATMs) 2.2% Minimum E55.10
ATM Cash deposit 0
ATM Cheque deposit 33.75
Mini Statement (Own ATM) 6.20
Balance Enquiry (Interbank ATM) 5.65
Inter-account transfer 7.90
Inter-Bank tranfer N/A
Card Fees Fees/Charge- E
Annual Card Fees 40.80
Lost ATM Card Replacement 101.20
Additional card issued 106.80
Blocked card 33.75
Pin replacement 56.20
Payment and Clearing Charges Fees/Charge- E
Standard Cheque Book (40 pages) 89.95
Deposit Book (small) 64.10
Establish stop/debit order 39.35
Amend stop/debit order 22.50
Cancel stop/debit order 39.35
External debit order 40
External stop order 40
Stoppage of payment 78.70
Cheque Dishonoured Due Lack of Funds 100.00
Debit Order Unpaid 100.00
Post Dated Cheques 100.00
Special Clearance 181.00
Other Electronic Services Fees/Charge- E
Cellphone funds transfer 10.00
Internet Transactions 12.00
Telephone Transactions N/A
POS (Withdrawal) 43.15+1.58%
POS Debit card purchases(Local/International) 6.00
Utility Bills payment 3.00
Airtime purchase 2.00

BUSINESS ACCOUNTS

General Business Account Fees/Charge- E
Monthly Maintenance Fee 139.40
Monthly Bank Statement 0
Daily Bank Statement 32.00 per page + 10.00 per extra page
Interim Bank Statement 32.00 per page + 10.00 per extra page
Copies of Deposit Slips 64.10
Cash Withdrawal (OTC) Below 4,000 2.63% Min 46.86 Max 106.30
Above 4,000 2.63% Min 122.30
Cash Deposit (OTC) 0
Cheque encashment (OTC) Below 5,000 1.89% Min 32.00
Above 5,000 2.52% Min 134.60
Cheque Deposit (OTC) 33.75
Balance Enquiry (OTC) 9
Stop Payment 78.70
Closing of Account 0
Internal Debit Order 11.25
External Debit Order 40
Activation of Dormant Account 0
Corporate Payroll Activity Fee(once-off) 562.05
Loans- Administration Fees Fees/Charge- E
Administration Accounts 1362.00 per Annum
Loan Initiation fee 7.82%
Payment and Clearing Charges Fees/Charge- E
Standard Cheque Book (200 pages) 337.25
Cheque Dishonoured Due Lack of Funds 100.00
Post-dated Cheques 100.00
Deposit Book (Large) 89.95
Establish stop/debit order 39.35
Amend stop/debit order 22.50
Cancel stop/debit order 39.35
External Debit Order 40
External stop Order 40
Stoppage of payment 78.70
Debit Order Unpaid 100.00



ATM Charges Fees/Charge- E
Withdrawal (Own ATM) 10-500 6.75 per transaction 501-1,000 13.50 per transaction Above 1,000 25.85 per transaction Above 2,000 30.35 per transaction
Withdrawal (Other ATMs) 2.2% Minimum 55.10
Declined ATM Withdrawal (No Funds) 0
Mini Statement (Own ATM) 6.20
Balance Enquiry (Own ATM) 5.65
Inter-account transfer 7.90
Account payment N/A
Card Fees Fees/Charge- E
Annual Card Fees 40.80
Lost ATM Card Replacement 101.20
Additional card issued 106.80

OTHER ELECTRONIC SERVICES

Online and Cell phone Banking Registrations E0.00
Check Balance E2.00
Mini Statement E5.00
Full Statement Request E12.75
Forex Rates enquiry E1.00
Cheque book requistion E0.00
Stop Chq Request E2.00
Change Profile E0.00
Add/Delete Beneficiary E0.00
Fund Transfer Own E5.00
Fund Transfer SB E10.00
Funds Transfer Local Banks E11.00
Funds Transfer Internation E12.00
Card less Withdrawal per E500 E6.00 per E500.00
Funds Transfer/card less withdrawal @ Maximum E30.00 maximum
Bill Payment -SEC E5.00
Bill Payment -Water E3.00
Bill Payment -SPTC E3.00
Bill Payment -DSTV E5.00
Airtime top-up E2.00
Block Card E20.00
Payment Notifications -Email E1.00
Payment Notification -SMS E0.60
PIN Change E0.00
Change daily Limit E10.00
Monthly fee E0.00
MTN Mobile Money -MTN customer
Transfer to EDSB Account
E10.00
MTN Mobile Money - Transfer from EDSB
Account to MTN Mobile Money
E20.00